How Landmark Credit Repair Turned Shawn Knight’s Credit Around

I used to be very embarrassed about my low credit score. Imagine trying to get an apartment with a credit score of just under 400 and having to put down a double deposit. Or imagine trying to buy a new car and being told you have to put down a larger down-payment or get a co-signer.

The truth is, I was irresponsible and didn’t take my finances seriously — and I paid for it later in life. I knew I didn't want to file for bankruptcy because those don’t necessarily work and they remain on your credit report for 7–13 years.

But I was tired of the embarrassment and the headaches, so I called Landmark Credit Repair here in Tyler. I had learned about them from a friend and was a bit of a skeptic, but I figured, "What did I have to lose?"

At Landmark Credit Repair, you're assigned a caseworker (you don't get passed from one person to another), and they get right to work removing inaccuracies from your credit reports and negotiating with creditors to have negative information removed.

"We also provide debt settlement guidance and consulting services which includes locating violations under the FCRA, FDCPA, other consumer and federal laws to be addressed by attorneys, if needed, to yield better results," according to their Facebook page.

The initial consultation was free, and they explained what I could do to rebuild my credit while they did their work. Within the first 90 days, I started to see changes to my credit report, and I got more focused on paying bills on time.

My score climbed so much that as of right now I have a credit score of 706! For perspective, you usually need at least a 580 to 620 to qualify for a mortgage. Today I have no problem financing a car. I am almost debt-free, and I am contemplating purchasing a home for the first time.

If you want to see how Landmark Credit Repair can help you, visit landmarkcredit.com or call (800) 905-5263. Tell them I sent you!